Reviewing the Nationwide Multiflex dental plan coverages.
Saturday, Sep. 18th 2010 9:03 AM
Hi I am hoping you can help me go though some of your available plans.  I have been reviewing the different Nationwide dental insurance plans you have. I have a few questions about coverages.
What do you mean by max benefit I see then between 500 -2000. If I pay the plan in full would they wave the waiting periods? Or if I can show I do not need major dental services right now will they wave the waiting periods? I would like the shortest waiting periods possible only because you never know what may happen right after buying a plan.
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Posted by Natalie Vale | in Individual Dental Plans | 1 Comment »
Friday, Sep. 24th 2010 11:32 AM at 11:32 am
Max yearly benefit is the dollar amount the insurance company is willing to spend on you person per year. So if you choice a $500 max that will be all the company will pay out vs a $2000 max limit.
You want to pick the limit that fits your current needs as well as future needs since PPO and Indemnity plans are designed to long term plans.
As you can tell by the waiting periods you brought up. Now normally the lower the max limit maybe the shorter the waiting periods are. However read each plan carefully so you fully understand the term and conditions. The insurance company will not wave off their waiting periods so you want to keep that in mind when picking a plan.